Dutch regulators intensify AML enforcement in online gambling.
The Netherlands Gambling Authority has issued a formal warning to TOTO Online after identifying breaches of the country’s anti-money laundering legislation, marking a renewed enforcement focus on compliance within the regulated gambling market.
According to the regulator, the operator failed to meet requirements under the Money Laundering and Terrorism Financing (Prevention) Act by not sufficiently monitoring ongoing customer relationships and transactions following initial due diligence. The authority stated that in several cases, TOTO Online did not properly document why new facts or behavioural changes did not lead to updated player risk classifications or adjusted control measures.
The KSA also raised concerns about the operator’s investigations into the origin of players’ funds. In particular, the regulator highlighted shortcomings in assessing sudden large deposits, even when funds originated from a player’s own bank account. The authority has previously warned that such transactions can still present heightened money laundering risks.
TOTO Online, which operates under the TOTO and Winnitt brands, cooperated with the regulator during the investigation. The KSA acknowledged that some violations were addressed before the notice was formally issued. However, several issues remain unresolved.
As part of the enforcement action, the regulator has ordered the operator to fully address the outstanding compliance gaps within six months. A follow-up inspection will then be conducted to assess whether sufficient corrective measures have been implemented.
The warning represents the KSA’s first enforcement action related to potential AML failures since November, when it issued a similar notice to ComeOn’s parent company over deficiencies in its anti-money laundering controls. The latest decision reinforces the regulator’s message that strict AML compliance remains a core requirement for licensed operators in the Netherlands’ increasingly mature and tightly regulated gambling market.
